DIVERSIFIED MEMBERS
Charter #62339 · Detroit, MI · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 14.50% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.00% sits at the 2nd percentile of structural peers — worth a closer look.
- Net interest margin of 3.54% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.53% sits at the 95th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.54% sits at the 82nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DIVERSIFIED MEMBERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $595.49M | 23th pct | 44th pct |
| Members | 31,290 | 19th pct | 41th pct |
| Net worth ratio | 14.50% | 91th pct | 89th pct |
| Return on average assets | 0.00% | 6th pct | 2th pct |
| Net interest margin | 3.54% | 52th pct | 75th pct |
| Cost of funds | 0.56% | 14th pct | 28th pct |
| Loan-to-share | 57.77% | 9th pct | 26th pct |
| Delinquency 60+ days | 1.53% | 95th pct | 95th pct |
| Net charge-off ratio | 0.54% | 61th pct | 82th pct |
| Loan growth YoY | -2.48% | 15th pct | 16th pct |
| Share growth YoY | 5.66% | 77th pct | 80th pct |
| Efficiency ratio | 92.32% | 95th pct | 95th pct |
structural peer set hash: e01e8e5cf77beb7ef46643b479387c72… (reproducible)
Closest structural peers
This is the free public view
Claim DIVERSIFIED MEMBERS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.