FARM BUREAU FAMILY
Charter #62330 · Lansing, MI · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.17% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.92% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.01% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.00% sits at the 80th percentile of structural peers — worth a closer look.
- Efficiency ratio of 67.06% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FARM BUREAU FAMILY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $26.51M | 53th pct | 52th pct |
| Members | 2,424 | 61th pct | 54th pct |
| Net worth ratio | 12.08% | 37th pct | 51th pct |
| Return on average assets | 1.17% | 75th pct | 82th pct |
| Net interest margin | 4.92% | 90th pct | 87th pct |
| Cost of funds | 0.01% | 1th pct | 2th pct |
| Loan-to-share | 62.99% | 59th pct | 56th pct |
| Delinquency 60+ days | 0.83% | 62th pct | 61th pct |
| Net charge-off ratio | 1.00% | 86th pct | 80th pct |
| Loan growth YoY | -1.30% | 59th pct | 48th pct |
| Share growth YoY | 4.69% | 72th pct | 70th pct |
| Efficiency ratio | 67.06% | 21th pct | 11th pct |
structural peer set hash: 2464ee5c27771a5f57f2b1b482ee1f52… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.