TEXAS BRIDGE
Charter #61306 · CORPUS CHRISTI, TX · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.27% sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 1.59% sits at the 85th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 94th percentile but its structural peers at the 64th — a 30-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TEXAS BRIDGE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $95.32M | 94th pct | 64th pct |
| Members | 6,727 | 76th pct | 52th pct |
| Net worth ratio | 8.27% | 5th pct | 5th pct |
| Return on average assets | 0.97% | 65th pct | 62th pct |
| Net interest margin | 3.64% | 48th pct | 41th pct |
| Cost of funds | 1.59% | 84th pct | 85th pct |
| Loan-to-share | 73.50% | 74th pct | 52th pct |
| Delinquency 60+ days | 0.23% | 22th pct | 26th pct |
| Net charge-off ratio | 0.16% | 40th pct | 34th pct |
| Loan growth YoY | -1.89% | 47th pct | 31th pct |
| Share growth YoY | 7.77% | 91th pct | 84th pct |
| Efficiency ratio | 75.25% | 37th pct | 36th pct |
structural peer set hash: 2bdac8d8e8f05af60e31633c5caee54a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.