GEAUGA
Charter #61220 · burton, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 2.01% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.32% sits at the 87th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 4.49% sits at the 98th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.09% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 38.57% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GEAUGA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $107.58M | 6th pct | 15th pct |
| Members | 7,030 | 12th pct | 38th pct |
| Net worth ratio | 10.00% | 28th pct | 43th pct |
| Return on average assets | 2.01% | 96th pct | 98th pct |
| Net interest margin | 3.23% | 24th pct | 43th pct |
| Cost of funds | 2.32% | 95th pct | 87th pct |
| Loan-to-share | 76.72% | 60th pct | 39th pct |
| Delinquency 60+ days | 4.49% | 100th pct | 98th pct |
| Net charge-off ratio | -0.09% | 1th pct | 0th pct |
| Loan growth YoY | 5.92% | 90th pct | 90th pct |
| Share growth YoY | -1.92% | 3th pct | 8th pct |
| Efficiency ratio | 38.57% | 1th pct | 0th pct |
structural peer set hash: a8de91b163b94e1991ea2253b3f59ac0… (reproducible)
Closest structural peers
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Claim GEAUGA
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.