PEORIA CITY EMPLOYEES
Charter #60873 · Peoria, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 2.48% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.12% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 72nd percentile but its structural peers at the 25th — a 47-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PEORIA CITY EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $6.10M | 72th pct | 25th pct |
| Members | 1,008 | 83th pct | 48th pct |
| Net worth ratio | 22.22% | 66th pct | 66th pct |
| Return on average assets | 0.80% | 65th pct | 48th pct |
| Net interest margin | 4.15% | 53th pct | 44th pct |
| Cost of funds | 0.38% | 43th pct | 38th pct |
| Loan-to-share | 67.08% | 60th pct | 56th pct |
| Delinquency 60+ days | 2.48% | 72th pct | 90th pct |
| Net charge-off ratio | -0.12% | 13th pct | 8th pct |
| Loan growth YoY | -5.15% | 51th pct | 36th pct |
| Share growth YoY | -2.17% | 32th pct | 20th pct |
| Efficiency ratio | 79.76% | 39th pct | 48th pct |
structural peer set hash: 666d5d2024ab7bac0f88401bc2180ccc… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.