BLUPEAK
Charter #60801 · San Diego, CA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.15% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 0.90% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.30% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 92.08% sits at the 87th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 6th percentile but its structural peers at the 49th — a 43-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BLUPEAK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.13B | 9th pct | 44th pct |
| Members | 52,548 | 6th pct | 49th pct |
| Net worth ratio | 9.34% | 19th pct | 39th pct |
| Return on average assets | 0.15% | 8th pct | 21th pct |
| Net interest margin | 3.11% | 36th pct | 69th pct |
| Cost of funds | 0.90% | 18th pct | 11th pct |
| Loan-to-share | 72.10% | 18th pct | 18th pct |
| Delinquency 60+ days | 0.30% | 15th pct | 23th pct |
| Net charge-off ratio | 0.22% | 16th pct | 41th pct |
| Loan growth YoY | -2.40% | 7th pct | 18th pct |
| Share growth YoY | -1.37% | 2th pct | 5th pct |
| Efficiency ratio | 92.08% | 98th pct | 87th pct |
structural peer set hash: 635fd2e33c1b4155bcddd9df3b6f211c… (reproducible)
Closest structural peers
This is the free public view
Claim BLUPEAK
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.