CHAMPION
Charter #60721 · Canton, NC · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 36,123 sits at the 25th percentile of structural peers — worth a closer look.
- Net worth ratio of 11.87% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.90% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.24% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.28% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CHAMPION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $555.09M | 15th pct | 11th pct |
| Members | 36,123 | 35th pct | 25th pct |
| Net worth ratio | 11.87% | 70th pct | 77th pct |
| Return on average assets | 0.57% | 45th pct | 46th pct |
| Net interest margin | 3.90% | 77th pct | 79th pct |
| Cost of funds | 1.24% | 35th pct | 20th pct |
| Loan-to-share | 92.11% | 85th pct | 72th pct |
| Delinquency 60+ days | 0.28% | 20th pct | 25th pct |
| Net charge-off ratio | 0.40% | 49th pct | 41th pct |
| Loan growth YoY | 1.66% | 57th pct | 52th pct |
| Share growth YoY | 0.76% | 10th pct | 12th pct |
| Efficiency ratio | 81.15% | 63th pct | 64th pct |
structural peer set hash: 3add63902a000f664b9e6c45c75c323c… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.