RIG EMPLOYEES
Charter #60582 · Macon, GA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 43.01% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.51% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.19% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.92% sits at the 77th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.94% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RIG EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.93M | 70th pct | 57th pct |
| Members | 584 | 50th pct | 34th pct |
| Net worth ratio | 43.01% | 95th pct | 84th pct |
| Return on average assets | 1.51% | 83th pct | 75th pct |
| Net interest margin | 4.44% | 62th pct | 46th pct |
| Cost of funds | 0.19% | 29th pct | 13th pct |
| Loan-to-share | 68.80% | 62th pct | 52th pct |
| Delinquency 60+ days | 2.92% | 76th pct | 77th pct |
| Net charge-off ratio | 0.94% | 87th pct | 75th pct |
| Loan growth YoY | -5.46% | 49th pct | 52th pct |
| Share growth YoY | -7.63% | 10th pct | 3th pct |
| Efficiency ratio | 67.22% | 23th pct | 31th pct |
structural peer set hash: 4af48c81c6ee3cfadacfae3dac27b39b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.