DUTCH POINT
Charter #60457 · Wethersfield, CT · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 24,456 sits at the 18th percentile of structural peers — worth a closer look.
- Return on average assets of 0.98% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.68% sits at the 80th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.16% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.18% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DUTCH POINT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $560.02M | 16th pct | 36th pct |
| Members | 24,456 | 6th pct | 18th pct |
| Net worth ratio | 10.38% | 49th pct | 43th pct |
| Return on average assets | 0.98% | 71th pct | 77th pct |
| Net interest margin | 3.02% | 21th pct | 33th pct |
| Cost of funds | 1.68% | 67th pct | 80th pct |
| Loan-to-share | 59.24% | 11th pct | 30th pct |
| Delinquency 60+ days | 0.16% | 7th pct | 8th pct |
| Net charge-off ratio | 0.18% | 19th pct | 16th pct |
| Loan growth YoY | 3.38% | 77th pct | 79th pct |
| Share growth YoY | 5.88% | 78th pct | 66th pct |
| Efficiency ratio | 74.00% | 29th pct | 21th pct |
structural peer set hash: 0af316b503837e72fdae0b671f5d5a9f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.