OMNI COMMUNITY
Charter #60105 · Battle Creek, MI · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 16.10% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.67% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.74% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.03% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.89% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OMNI COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $652.59M | 37th pct | 52th pct |
| Members | 47,012 | 67th pct | 56th pct |
| Net worth ratio | 16.10% | 95th pct | 89th pct |
| Return on average assets | 1.67% | 94th pct | 95th pct |
| Net interest margin | 4.74% | 98th pct | 93th pct |
| Cost of funds | 0.03% | 1th pct | 5th pct |
| Loan-to-share | 66.33% | 18th pct | 34th pct |
| Delinquency 60+ days | 0.73% | 63th pct | 61th pct |
| Net charge-off ratio | 0.89% | 84th pct | 75th pct |
| Loan growth YoY | 3.62% | 79th pct | 85th pct |
| Share growth YoY | 8.15% | 92th pct | 92th pct |
| Efficiency ratio | 63.09% | 11th pct | 7th pct |
structural peer set hash: 78a26336e5c3571e0de8234c0633f131… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.