IRON MOUNTAIN KINGSFORD COMMUNITY
Charter #5660 · KINGSFORD, MI · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 17.31% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.60% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.81% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.38% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.22% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | IRON MOUNTAIN KINGSFORD COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $150.40M | 31th pct | 74th pct |
| Members | 10,079 | 33th pct | 69th pct |
| Net worth ratio | 17.31% | 93th pct | 90th pct |
| Return on average assets | 1.60% | 91th pct | 80th pct |
| Net interest margin | 3.81% | 60th pct | 79th pct |
| Cost of funds | 0.38% | 15th pct | 20th pct |
| Loan-to-share | 28.37% | 2th pct | 11th pct |
| Delinquency 60+ days | 0.22% | 15th pct | 23th pct |
| Net charge-off ratio | 0.21% | 33th pct | 44th pct |
| Loan growth YoY | -4.59% | 7th pct | 20th pct |
| Share growth YoY | 5.50% | 76th pct | 79th pct |
| Efficiency ratio | 61.89% | 11th pct | 25th pct |
structural peer set hash: f77d03de7d942f4af8e14a35850512fa… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.