KEESLER
Charter #5561 · BILOXI, MS · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 395,107 ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 12.70% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.10% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | KEESLER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.24B | 83th pct | 75th pct |
| Members | 395,107 | 90th pct | 82th pct |
| Net worth ratio | 12.70% | 79th pct | 82th pct |
| Return on average assets | 0.69% | 48th pct | 49th pct |
| Net interest margin | 3.70% | 73th pct | 64th pct |
| Cost of funds | 1.86% | 54th pct | 46th pct |
| Loan-to-share | 89.08% | 57th pct | 43th pct |
| Delinquency 60+ days | 1.10% | 83th pct | 84th pct |
| Net charge-off ratio | 0.89% | 79th pct | 72th pct |
| Loan growth YoY | -0.71% | 17th pct | 10th pct |
| Share growth YoY | 4.16% | 53th pct | 52th pct |
| Efficiency ratio | 75.43% | 60th pct | 69th pct |
structural peer set hash: b045ee2598272581f460a1dc2dc3d14f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.