RUSSELL COUNTRY
Charter #5387 · Great Falls, MT · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.48% sits at the 2nd percentile of structural peers — worth a closer look.
- Return on average assets of 0.27% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 3.27% sits at the 10th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.12% sits at the 80th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.16% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RUSSELL COUNTRY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $132.85M | 22th pct | 39th pct |
| Members | 9,897 | 32th pct | 38th pct |
| Net worth ratio | 7.48% | 1th pct | 2th pct |
| Return on average assets | 0.27% | 20th pct | 11th pct |
| Net interest margin | 3.27% | 27th pct | 10th pct |
| Cost of funds | 1.70% | 77th pct | 67th pct |
| Loan-to-share | 87.45% | 85th pct | 79th pct |
| Delinquency 60+ days | 1.12% | 81th pct | 80th pct |
| Net charge-off ratio | 0.16% | 25th pct | 13th pct |
| Loan growth YoY | -1.58% | 29th pct | 13th pct |
| Share growth YoY | 8.52% | 94th pct | 89th pct |
| Efficiency ratio | 91.46% | 88th pct | 95th pct |
structural peer set hash: fbb5b49d752cf8eb36a695ac443f5df9… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.