KANSAS STATE UNIVERSITY
Charter #5257 · Manhattan, KS · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.31% sits at the 10th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.73% sits at the 75th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 30th percentile but its structural peers at the 10th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | KANSAS STATE UNIVERSITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $141.12M | 26th pct | 34th pct |
| Members | 9,760 | 31th pct | 33th pct |
| Net worth ratio | 10.75% | 39th pct | 36th pct |
| Return on average assets | 0.56% | 39th pct | 28th pct |
| Net interest margin | 3.31% | 30th pct | 10th pct |
| Cost of funds | 1.33% | 57th pct | 64th pct |
| Loan-to-share | 62.28% | 31th pct | 33th pct |
| Delinquency 60+ days | 0.70% | 58th pct | 56th pct |
| Net charge-off ratio | 0.73% | 80th pct | 75th pct |
| Loan growth YoY | -0.21% | 45th pct | 51th pct |
| Share growth YoY | 5.21% | 73th pct | 66th pct |
| Efficiency ratio | 78.07% | 48th pct | 51th pct |
structural peer set hash: bfd6bff7532768974a5b2cb63d649f81… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.