600 ATLANTIC
Charter #5256 · BOSTON, MA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,452 sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 2.68% sits at the 7th percentile of structural peers — worth a closer look.
- Cost of funds of 1.86% sits at the 89th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 81st percentile but its structural peers at the 44th — a 36-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | 600 ATLANTIC | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $39.30M | 81th pct | 44th pct |
| Members | 1,452 | 23th pct | 11th pct |
| Net worth ratio | 13.35% | 48th pct | 62th pct |
| Return on average assets | 0.54% | 43th pct | 48th pct |
| Net interest margin | 2.68% | 9th pct | 7th pct |
| Cost of funds | 1.86% | 87th pct | 89th pct |
| Loan-to-share | 58.71% | 52th pct | 49th pct |
| Delinquency 60+ days | 0.88% | 64th pct | 72th pct |
| Net charge-off ratio | 0.10% | 47th pct | 61th pct |
| Loan growth YoY | -3.36% | 43th pct | 21th pct |
| Share growth YoY | -3.61% | 5th pct | 5th pct |
| Efficiency ratio | 79.26% | 47th pct | 31th pct |
structural peer set hash: c51090c51d7de51a02191420aac17573… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.