BROADVIEW
Charter #51 · Albany, NY · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 511,058 ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 8.86% sits at the 10th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.30% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 81.49% sits at the 84th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 35th percentile but its structural peers at the 57th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BROADVIEW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.20B | 92th pct | 77th pct |
| Members | 511,058 | 94th pct | 84th pct |
| Net worth ratio | 8.86% | 10th pct | 10th pct |
| Return on average assets | 0.48% | 29th pct | 33th pct |
| Net interest margin | 3.10% | 35th pct | 57th pct |
| Cost of funds | 1.53% | 39th pct | 38th pct |
| Loan-to-share | 83.57% | 42th pct | 33th pct |
| Delinquency 60+ days | 0.64% | 51th pct | 52th pct |
| Net charge-off ratio | 0.30% | 24th pct | 20th pct |
| Loan growth YoY | 1.81% | 51th pct | 58th pct |
| Share growth YoY | 4.88% | 63th pct | 73th pct |
| Efficiency ratio | 81.49% | 82th pct | 84th pct |
structural peer set hash: 602e20e6d87b987335fe95007f82f39e… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.