PACIFIC N W
Charter #4878 · PORTLAND, OR · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.60% sits at the 25th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PACIFIC N W | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $317.90M | 76th pct | 70th pct |
| Members | 23,377 | 85th pct | 72th pct |
| Net worth ratio | 9.60% | 22th pct | 25th pct |
| Return on average assets | 0.38% | 27th pct | 33th pct |
| Net interest margin | 3.73% | 55th pct | 54th pct |
| Cost of funds | 0.89% | 33th pct | 44th pct |
| Loan-to-share | 85.07% | 79th pct | 75th pct |
| Delinquency 60+ days | 0.38% | 29th pct | 44th pct |
| Net charge-off ratio | 0.50% | 64th pct | 59th pct |
| Loan growth YoY | 11.45% | 98th pct | 98th pct |
| Share growth YoY | 1.25% | 20th pct | 20th pct |
| Efficiency ratio | 84.43% | 70th pct | 57th pct |
structural peer set hash: 4ffb5d27fb814c0d9bcc823933dd5980… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.