TAMPA POSTAL
Charter #4395 · TAMPA, FL · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.60% sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 3.21% sits at the 18th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.17% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.08% sits at the 82nd percentile of structural peers — worth a closer look.
- Efficiency ratio of 101.46% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TAMPA POSTAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $99.70M | 100th pct | 77th pct |
| Members | 6,021 | 66th pct | 59th pct |
| Net worth ratio | 10.82% | 28th pct | 28th pct |
| Return on average assets | -0.60% | 6th pct | 7th pct |
| Net interest margin | 3.21% | 24th pct | 18th pct |
| Cost of funds | 0.81% | 43th pct | 61th pct |
| Loan-to-share | 38.53% | 12th pct | 34th pct |
| Delinquency 60+ days | 0.17% | 17th pct | 13th pct |
| Net charge-off ratio | 1.08% | 90th pct | 82th pct |
| Loan growth YoY | -5.50% | 16th pct | 26th pct |
| Share growth YoY | 1.60% | 36th pct | 36th pct |
| Efficiency ratio | 101.46% | 94th pct | 92th pct |
structural peer set hash: c421d8438518c3489e6490996ea0eb40… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.