SHERIDAN COMMUNITY
Charter #4374 · Sheridan, WY · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 5,992 sits at the 7th percentile of structural peers — worth a closer look.
- Return on average assets of 1.67% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.47% sits at the 13th percentile of structural peers — worth a closer look.
- Cost of funds of 2.29% sits at the 89th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.66% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SHERIDAN COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $100.24M | 0th pct | 16th pct |
| Members | 5,992 | 6th pct | 7th pct |
| Net worth ratio | 10.88% | 41th pct | 44th pct |
| Return on average assets | 1.67% | 92th pct | 95th pct |
| Net interest margin | 3.47% | 38th pct | 13th pct |
| Cost of funds | 2.29% | 95th pct | 89th pct |
| Loan-to-share | 92.66% | 93th pct | 93th pct |
| Delinquency 60+ days | 1.66% | 92th pct | 87th pct |
| Net charge-off ratio | 0.40% | 53th pct | 33th pct |
| Loan growth YoY | 11.61% | 99th pct | 97th pct |
| Share growth YoY | 7.58% | 90th pct | 80th pct |
| Efficiency ratio | 59.75% | 9th pct | 3th pct |
structural peer set hash: fd24f9f38ecd4472a92595f59af16eea… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.