FRESNO GRANGERS
Charter #4163 · FRESNO, CA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 583 sits at the 3rd percentile of structural peers — worth a closer look.
- Net worth ratio of 23.11% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.69% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.64% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FRESNO GRANGERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $26.95M | 54th pct | 21th pct |
| Members | 583 | 0th pct | 3th pct |
| Net worth ratio | 23.11% | 92th pct | 87th pct |
| Return on average assets | 1.69% | 89th pct | 92th pct |
| Net interest margin | 3.12% | 20th pct | 36th pct |
| Cost of funds | 0.64% | 40th pct | 23th pct |
| Loan-to-share | 67.69% | 67th pct | 38th pct |
| Delinquency 60+ days | 0.00% | 10th pct | 16th pct |
| Net charge-off ratio | 0.00% | 23th pct | 26th pct |
| Loan growth YoY | -9.99% | 7th pct | 0th pct |
| Share growth YoY | 3.36% | 60th pct | 80th pct |
| Efficiency ratio | 45.90% | 2th pct | 5th pct |
structural peer set hash: 195563866cf9f77d58025d080f044663… (reproducible)
Closest structural peers
This is the free public view
Claim FRESNO GRANGERS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.