U.P. CONNECTION
Charter #4098 · OMAHA, NE · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.40% sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 2.67% sits at the 7th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.07% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 110.73% sits at the 93rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | U.P. CONNECTION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $33.26M | 68th pct | 52th pct |
| Members | 2,395 | 60th pct | 51th pct |
| Net worth ratio | 12.63% | 42th pct | 54th pct |
| Return on average assets | -0.40% | 11th pct | 7th pct |
| Net interest margin | 2.67% | 9th pct | 7th pct |
| Cost of funds | 0.85% | 50th pct | 54th pct |
| Loan-to-share | 60.70% | 56th pct | 49th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.07% | 12th pct | 18th pct |
| Loan growth YoY | -5.46% | 27th pct | 30th pct |
| Share growth YoY | 0.79% | 33th pct | 33th pct |
| Efficiency ratio | 110.73% | 94th pct | 93th pct |
structural peer set hash: 7fce4e853f40731e5b4187f5f4aaea87… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.