WICHITA
Charter #3907 · Wichita, KS · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 14.03% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.48% sits at the 16th percentile of structural peers — worth a closer look.
- Net interest margin of 5.48% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.13% sits at the 85th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.73% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WICHITA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $275.15M | 69th pct | 61th pct |
| Members | 18,893 | 74th pct | 52th pct |
| Net worth ratio | 14.03% | 80th pct | 84th pct |
| Return on average assets | 0.48% | 34th pct | 16th pct |
| Net interest margin | 5.48% | 99th pct | 93th pct |
| Cost of funds | 2.13% | 91th pct | 85th pct |
| Loan-to-share | 86.68% | 82th pct | 70th pct |
| Delinquency 60+ days | 1.73% | 93th pct | 95th pct |
| Net charge-off ratio | 1.81% | 98th pct | 98th pct |
| Loan growth YoY | 3.31% | 77th pct | 43th pct |
| Share growth YoY | 22.49% | 100th pct | 92th pct |
| Efficiency ratio | 67.43% | 20th pct | 31th pct |
structural peer set hash: e64c5c4b349047b2ed0d3aa278ac6c14… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.