NW PREFERRED
Charter #3853 · TIGARD, OR · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 8,067 sits at the 23rd percentile of structural peers — worth a closer look.
- Net worth ratio of 14.14% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.76% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.99% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.96% sits at the 93rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NW PREFERRED | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $190.28M | 48th pct | 39th pct |
| Members | 8,067 | 19th pct | 23th pct |
| Net worth ratio | 14.14% | 80th pct | 84th pct |
| Return on average assets | 0.78% | 56th pct | 61th pct |
| Net interest margin | 4.76% | 94th pct | 98th pct |
| Cost of funds | 1.99% | 88th pct | 79th pct |
| Loan-to-share | 90.07% | 89th pct | 70th pct |
| Delinquency 60+ days | 0.66% | 55th pct | 46th pct |
| Net charge-off ratio | 0.96% | 87th pct | 93th pct |
| Loan growth YoY | 3.36% | 78th pct | 79th pct |
| Share growth YoY | 4.61% | 66th pct | 70th pct |
| Efficiency ratio | 66.40% | 18th pct | 15th pct |
structural peer set hash: 8801cd6bf027eff5b937bf94d5f061df… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.