GREATER CHAUTAUQUA
Charter #3759 · FALCONER, NY · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net charge-off ratio of 0.59% sits at the 77th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 1st percentile but its structural peers at the 44th — a 43-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREATER CHAUTAUQUA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $100.97M | 1th pct | 44th pct |
| Members | 9,509 | 29th pct | 61th pct |
| Net worth ratio | 11.28% | 47th pct | 38th pct |
| Return on average assets | 1.03% | 71th pct | 54th pct |
| Net interest margin | 3.42% | 35th pct | 38th pct |
| Cost of funds | 1.26% | 53th pct | 59th pct |
| Loan-to-share | 48.46% | 10th pct | 34th pct |
| Delinquency 60+ days | 0.87% | 69th pct | 72th pct |
| Net charge-off ratio | 0.59% | 72th pct | 77th pct |
| Loan growth YoY | -3.65% | 13th pct | 20th pct |
| Share growth YoY | 3.43% | 49th pct | 44th pct |
| Efficiency ratio | 75.59% | 40th pct | 54th pct |
structural peer set hash: 999e71f03688e56470c803a63f30ff9c… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.