ATLANTIC CITY POLICE
Charter #3420 · Northfield, NJ · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- On Loan-to-share, the asset-size band puts this credit union at the 9th percentile but its structural peers at the 39th — a 31-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ATLANTIC CITY POLICE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.08M | 31th pct | 36th pct |
| Members | 253 | 20th pct | 26th pct |
| Net worth ratio | 20.92% | 62th pct | 56th pct |
| Return on average assets | 1.32% | 81th pct | 70th pct |
| Net interest margin | 3.74% | 40th pct | 61th pct |
| Cost of funds | 1.27% | 73th pct | 74th pct |
| Loan-to-share | 16.82% | 9th pct | 39th pct |
| Delinquency 60+ days | 0.96% | 53th pct | 57th pct |
| Net charge-off ratio | 0.00% | 22th pct | 28th pct |
| Loan growth YoY | -10.49% | 26th pct | 39th pct |
| Share growth YoY | 1.50% | 61th pct | 69th pct |
| Efficiency ratio | 65.74% | 21th pct | 31th pct |
structural peer set hash: 5d5561f60294368862bcc27e9d543e77… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.