HOLYOKE COMMUNITY
Charter #2818 · Holyoke, CO · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,947 sits at the 21st percentile of structural peers — worth a closer look.
- Net worth ratio of 7.95% sits at the 10th percentile of structural peers — worth a closer look.
- Return on average assets of 1.02% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.92% sits at the 85th percentile of structural peers — worth a closer look.
- Efficiency ratio of 73.40% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HOLYOKE COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $50.12M | 1th pct | 15th pct |
| Members | 2,947 | 9th pct | 21th pct |
| Net worth ratio | 7.95% | 4th pct | 10th pct |
| Return on average assets | 1.02% | 66th pct | 75th pct |
| Net interest margin | 3.43% | 34th pct | 49th pct |
| Cost of funds | 1.92% | 91th pct | 85th pct |
| Loan-to-share | 65.89% | 59th pct | 46th pct |
| Delinquency 60+ days | 0.92% | 69th pct | 67th pct |
| Net charge-off ratio | 0.00% | 14th pct | 26th pct |
| Loan growth YoY | 4.23% | 90th pct | 89th pct |
| Share growth YoY | 7.64% | 91th pct | 95th pct |
| Efficiency ratio | 73.40% | 33th pct | 20th pct |
structural peer set hash: 63ed47e456970a11d5f92f209a7b74b0… (reproducible)
Closest structural peers
This is the free public view
Claim HOLYOKE COMMUNITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.