POLICE & FIRE
Charter #2551 · Philadelphia, PA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 438,038 ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 18.21% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.98% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.73% sits at the 18th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.16% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | POLICE & FIRE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $10.15B | 95th pct | 90th pct |
| Members | 438,038 | 92th pct | 75th pct |
| Net worth ratio | 18.21% | 98th pct | 97th pct |
| Return on average assets | 1.98% | 99th pct | 97th pct |
| Net interest margin | 2.73% | 15th pct | 18th pct |
| Cost of funds | 2.13% | 68th pct | 67th pct |
| Loan-to-share | 69.35% | 14th pct | 28th pct |
| Delinquency 60+ days | 0.16% | 5th pct | 7th pct |
| Net charge-off ratio | 0.34% | 27th pct | 18th pct |
| Loan growth YoY | -0.05% | 26th pct | 15th pct |
| Share growth YoY | 3.43% | 37th pct | 36th pct |
| Efficiency ratio | 42.05% | 0th pct | 0th pct |
structural peer set hash: 71ff7c74c52acf855dabb18a022961bd… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.