ARROWHEAD
Charter #24973 · Rancho Cucamong, CA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 232,781 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.15% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.20% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.02% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.85% sits at the 79th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ARROWHEAD | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.91B | 64th pct | 84th pct |
| Members | 232,781 | 76th pct | 89th pct |
| Net worth ratio | 11.28% | 62th pct | 59th pct |
| Return on average assets | 1.15% | 79th pct | 77th pct |
| Net interest margin | 4.20% | 93th pct | 95th pct |
| Cost of funds | 1.02% | 21th pct | 23th pct |
| Loan-to-share | 59.47% | 7th pct | 20th pct |
| Delinquency 60+ days | 0.85% | 71th pct | 79th pct |
| Net charge-off ratio | 1.14% | 90th pct | 79th pct |
| Loan growth YoY | 0.77% | 36th pct | 51th pct |
| Share growth YoY | 6.11% | 76th pct | 79th pct |
| Efficiency ratio | 69.24% | 38th pct | 34th pct |
structural peer set hash: c68cefa95b2b13742d40f821cabdc7cb… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.