CCE
Charter #24944 · Fargo, ND · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,322 sits at the 23rd percentile of structural peers — worth a closer look.
- Net worth ratio of 18.04% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.23% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.58% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.10% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CCE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $14.09M | 18th pct | 21th pct |
| Members | 1,322 | 18th pct | 23th pct |
| Net worth ratio | 18.04% | 77th pct | 80th pct |
| Return on average assets | 2.23% | 96th pct | 95th pct |
| Net interest margin | 4.58% | 81th pct | 77th pct |
| Cost of funds | 0.10% | 6th pct | 10th pct |
| Loan-to-share | 56.13% | 48th pct | 61th pct |
| Delinquency 60+ days | 1.24% | 73th pct | 77th pct |
| Net charge-off ratio | 0.26% | 60th pct | 46th pct |
| Loan growth YoY | 4.21% | 91th pct | 97th pct |
| Share growth YoY | -1.58% | 15th pct | 10th pct |
| Efficiency ratio | 51.16% | 4th pct | 2th pct |
structural peer set hash: fd0be76185b7bfeeb7cef01baec473de… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.