CREDIT UNION OF NEW JERSEY, A
Charter #24927 · Ewing, NJ · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 3.54% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.15% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.95% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.86% sits at the 85th percentile of structural peers — worth a closer look.
- Efficiency ratio of 54.46% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CREDIT UNION OF NEW JERSEY, A | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $503.97M | 2th pct | 3th pct |
| Members | 39,068 | 44th pct | 43th pct |
| Net worth ratio | 10.76% | 56th pct | 61th pct |
| Return on average assets | 3.54% | 100th pct | 98th pct |
| Net interest margin | 4.15% | 89th pct | 84th pct |
| Cost of funds | 1.45% | 48th pct | 34th pct |
| Loan-to-share | 89.48% | 77th pct | 70th pct |
| Delinquency 60+ days | 0.95% | 75th pct | 79th pct |
| Net charge-off ratio | 0.86% | 83th pct | 85th pct |
| Loan growth YoY | -1.06% | 26th pct | 15th pct |
| Share growth YoY | 5.21% | 72th pct | 73th pct |
| Efficiency ratio | 54.46% | 4th pct | 0th pct |
structural peer set hash: 2976ed279dab8c253ba0cfb9117e8c83… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.