WORKERS
Charter #24923 · Littleton, MA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.17% sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 2.01% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 3.58% sits at the 97th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.04% sits at the 77th percentile of structural peers — worth a closer look.
- Efficiency ratio of 101.98% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WORKERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.51B | 55th pct | 64th pct |
| Members | 119,644 | 49th pct | 67th pct |
| Net worth ratio | 10.04% | 33th pct | 41th pct |
| Return on average assets | -0.17% | 2th pct | 5th pct |
| Net interest margin | 2.01% | 2th pct | 0th pct |
| Cost of funds | 3.58% | 99th pct | 97th pct |
| Loan-to-share | 106.32% | 97th pct | 87th pct |
| Delinquency 60+ days | 1.04% | 80th pct | 77th pct |
| Net charge-off ratio | 0.41% | 36th pct | 64th pct |
| Loan growth YoY | 5.43% | 85th pct | 89th pct |
| Share growth YoY | 1.08% | 11th pct | 16th pct |
| Efficiency ratio | 101.98% | 99th pct | 95th pct |
structural peer set hash: e2d564a24138ba5114d7ea90e379fff4… (reproducible)
Closest structural peers
This is the free public view
Claim WORKERS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.