COMMUNITY PARTNERS
Charter #24905 · NEWTON, MS · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.75% sits at the 16th percentile of structural peers — worth a closer look.
- Net interest margin of 6.37% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.21% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.22% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 100.94% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COMMUNITY PARTNERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.24M | 62th pct | 30th pct |
| Members | 2,139 | 98th pct | 70th pct |
| Net worth ratio | 9.41% | 11th pct | 34th pct |
| Return on average assets | -0.75% | 19th pct | 16th pct |
| Net interest margin | 6.37% | 93th pct | 95th pct |
| Cost of funds | 0.21% | 30th pct | 15th pct |
| Loan-to-share | 61.74% | 53th pct | 36th pct |
| Delinquency 60+ days | 0.22% | 34th pct | 21th pct |
| Net charge-off ratio | 0.94% | 86th pct | 69th pct |
| Loan growth YoY | 3.18% | 85th pct | 92th pct |
| Share growth YoY | 5.05% | 81th pct | 61th pct |
| Efficiency ratio | 100.94% | 74th pct | 77th pct |
structural peer set hash: ea65cb060ae3f6b2edd23d75805de714… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.