RIVERLAND
Charter #24860 · NEW ORLEANS, LA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 14.58% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.37% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 2.36% sits at the 93rd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.09% sits at the 90th percentile of structural peers — worth a closer look.
- Efficiency ratio of 69.30% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RIVERLAND | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $326.20M | 77th pct | 51th pct |
| Members | 16,380 | 65th pct | 33th pct |
| Net worth ratio | 14.58% | 83th pct | 82th pct |
| Return on average assets | 0.62% | 43th pct | 43th pct |
| Net interest margin | 3.37% | 33th pct | 21th pct |
| Cost of funds | 2.36% | 95th pct | 93th pct |
| Loan-to-share | 100.32% | 98th pct | 98th pct |
| Delinquency 60+ days | 0.68% | 56th pct | 61th pct |
| Net charge-off ratio | 1.09% | 91th pct | 90th pct |
| Loan growth YoY | -1.37% | 32th pct | 10th pct |
| Share growth YoY | 9.56% | 96th pct | 92th pct |
| Efficiency ratio | 69.30% | 23th pct | 21th pct |
structural peer set hash: 100cff999253aac2b872e914292e69fb… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.