LION'S SHARE
Charter #24813 · Salisbury, NC · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 12,578 ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 3.10% sits at the 0th percentile of structural peers — worth a closer look.
- Return on average assets of -0.63% sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 5.50% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.05% sits at the 79th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LION'S SHARE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $65.92M | 39th pct | 26th pct |
| Members | 12,578 | 98th pct | 85th pct |
| Net worth ratio | 3.10% | 0th pct | 0th pct |
| Return on average assets | -0.63% | 4th pct | 5th pct |
| Net interest margin | 5.50% | 98th pct | 98th pct |
| Cost of funds | 1.37% | 75th pct | 61th pct |
| Loan-to-share | 84.42% | 89th pct | 67th pct |
| Delinquency 60+ days | 1.05% | 74th pct | 79th pct |
| Net charge-off ratio | 1.85% | 97th pct | 95th pct |
| Loan growth YoY | 1.34% | 73th pct | 62th pct |
| Share growth YoY | 9.40% | 95th pct | 93th pct |
| Efficiency ratio | 87.10% | 72th pct | 59th pct |
structural peer set hash: e88a8ec6330b0f4476a066709938e53b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.