WASATCH PEAKS
Charter #24780 · OGDEN, UT · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.92% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.71% sits at the 13th percentile of structural peers — worth a closer look.
- Cost of funds of 2.68% sits at the 85th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.12% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.10% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WASATCH PEAKS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $658.24M | 39th pct | 20th pct |
| Members | 31,964 | 22th pct | 26th pct |
| Net worth ratio | 10.40% | 50th pct | 56th pct |
| Return on average assets | 0.92% | 68th pct | 79th pct |
| Net interest margin | 2.71% | 8th pct | 13th pct |
| Cost of funds | 2.68% | 96th pct | 85th pct |
| Loan-to-share | 99.87% | 96th pct | 77th pct |
| Delinquency 60+ days | 0.12% | 4th pct | 2th pct |
| Net charge-off ratio | 0.10% | 11th pct | 20th pct |
| Loan growth YoY | 1.85% | 59th pct | 46th pct |
| Share growth YoY | 4.52% | 59th pct | 67th pct |
| Efficiency ratio | 75.96% | 40th pct | 28th pct |
structural peer set hash: 8e24e7689782d467e3cec3f0e6cb741d… (reproducible)
Closest structural peers
This is the free public view
Claim WASATCH PEAKS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.