MAYO EMPLOYEES
Charter #24748 · ROCHESTER, MN · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 75,879 ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 14.21% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.87% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.04% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.03% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MAYO EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.53B | 33th pct | 67th pct |
| Members | 75,879 | 25th pct | 75th pct |
| Net worth ratio | 14.21% | 90th pct | 85th pct |
| Return on average assets | 1.87% | 99th pct | 97th pct |
| Net interest margin | 2.76% | 16th pct | 36th pct |
| Cost of funds | 1.48% | 36th pct | 46th pct |
| Loan-to-share | 53.28% | 4th pct | 21th pct |
| Delinquency 60+ days | 0.04% | 0th pct | 2th pct |
| Net charge-off ratio | 0.03% | 2th pct | 7th pct |
| Loan growth YoY | 0.07% | 28th pct | 38th pct |
| Share growth YoY | 4.86% | 62th pct | 69th pct |
| Efficiency ratio | 48.68% | 2th pct | 2th pct |
structural peer set hash: 991bb3d7c1a48ad29a9f14830e9e9763… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.