LORMET COMMUNITY
Charter #24637 · Amherst, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 19,025 ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.73% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.15% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.18% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 58.44% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LORMET COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $280.92M | 70th pct | 84th pct |
| Members | 19,025 | 74th pct | 84th pct |
| Net worth ratio | 13.58% | 75th pct | 66th pct |
| Return on average assets | 1.73% | 93th pct | 89th pct |
| Net interest margin | 3.61% | 47th pct | 44th pct |
| Cost of funds | 1.02% | 40th pct | 57th pct |
| Loan-to-share | 56.62% | 21th pct | 41th pct |
| Delinquency 60+ days | 0.15% | 10th pct | 18th pct |
| Net charge-off ratio | 0.18% | 29th pct | 25th pct |
| Loan growth YoY | -3.48% | 13th pct | 26th pct |
| Share growth YoY | 2.95% | 42th pct | 44th pct |
| Efficiency ratio | 58.44% | 7th pct | 10th pct |
structural peer set hash: aa929d9d05f1a3f5d5f2eaf632e06030… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.