GOVERNMENT EMPLOYEES
Charter #24465 · Austin, TX · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net charge-off ratio of 0.07% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GOVERNMENT EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $189.01M | 47th pct | 41th pct |
| Members | 9,467 | 29th pct | 34th pct |
| Net worth ratio | 10.48% | 34th pct | 34th pct |
| Return on average assets | 0.88% | 62th pct | 61th pct |
| Net interest margin | 3.29% | 29th pct | 28th pct |
| Cost of funds | 0.64% | 24th pct | 34th pct |
| Loan-to-share | 58.88% | 25th pct | 30th pct |
| Delinquency 60+ days | 0.44% | 35th pct | 48th pct |
| Net charge-off ratio | 0.07% | 14th pct | 13th pct |
| Loan growth YoY | -6.36% | 3th pct | 2th pct |
| Share growth YoY | 1.73% | 24th pct | 21th pct |
| Efficiency ratio | 74.68% | 37th pct | 36th pct |
structural peer set hash: eede419055b5c5977552763f92cdf98b… (reproducible)
Closest structural peers
This is the free public view
Claim GOVERNMENT EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.