SRP
Charter #24410 · NORTH AUGUSTA, SC · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 201,844 ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 13.49% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.23% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.54% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.05% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SRP | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.08B | 47th pct | 61th pct |
| Members | 201,844 | 72th pct | 87th pct |
| Net worth ratio | 13.49% | 87th pct | 90th pct |
| Return on average assets | 1.23% | 82th pct | 82th pct |
| Net interest margin | 4.54% | 97th pct | 98th pct |
| Cost of funds | 1.05% | 21th pct | 23th pct |
| Loan-to-share | 80.35% | 33th pct | 43th pct |
| Delinquency 60+ days | 1.17% | 85th pct | 90th pct |
| Net charge-off ratio | 0.93% | 80th pct | 77th pct |
| Loan growth YoY | 2.04% | 54th pct | 57th pct |
| Share growth YoY | 5.41% | 69th pct | 72th pct |
| Efficiency ratio | 68.95% | 37th pct | 20th pct |
structural peer set hash: 4f05d386c34b9973afa396cd5d7339cf… (reproducible)
Closest structural peers
This is the free public view
Claim SRP
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.