VERMONT
Charter #24405 · So Burlington, VT · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- On Total assets, the asset-size band puts this credit union at the 9th percentile but its structural peers at the 49th — a 40-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | VERMONT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.13B | 9th pct | 49th pct |
| Members | 62,966 | 12th pct | 49th pct |
| Net worth ratio | 10.68% | 48th pct | 51th pct |
| Return on average assets | 0.90% | 65th pct | 64th pct |
| Net interest margin | 3.62% | 68th pct | 57th pct |
| Cost of funds | 1.53% | 38th pct | 43th pct |
| Loan-to-share | 89.87% | 60th pct | 62th pct |
| Delinquency 60+ days | 0.49% | 36th pct | 34th pct |
| Net charge-off ratio | 0.23% | 17th pct | 36th pct |
| Loan growth YoY | 7.61% | 92th pct | 92th pct |
| Share growth YoY | 11.80% | 94th pct | 89th pct |
| Efficiency ratio | 77.98% | 70th pct | 59th pct |
structural peer set hash: d9d08dc56529ad131c4899277ec31b47… (reproducible)
Closest structural peers
This is the free public view
Claim VERMONT
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.