NORTH CAROLINA PRESS ASSOCIATION
Charter #24140 · RALEIGH, NC · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,291 sits at the 15th percentile of structural peers — worth a closer look.
- Net worth ratio of 18.86% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.65% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.61% sits at the 93rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.76% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORTH CAROLINA PRESS ASSOCIATION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.63M | 8th pct | 7th pct |
| Members | 1,291 | 16th pct | 15th pct |
| Net worth ratio | 18.86% | 81th pct | 85th pct |
| Return on average assets | 1.65% | 89th pct | 87th pct |
| Net interest margin | 3.07% | 18th pct | 30th pct |
| Cost of funds | 1.61% | 80th pct | 93th pct |
| Loan-to-share | 28.85% | 8th pct | 25th pct |
| Delinquency 60+ days | 2.76% | 91th pct | 87th pct |
| Net charge-off ratio | 3.78% | 98th pct | 97th pct |
| Loan growth YoY | 8.06% | 97th pct | 97th pct |
| Share growth YoY | 9.00% | 93th pct | 97th pct |
| Efficiency ratio | 47.51% | 3th pct | 3th pct |
structural peer set hash: dba04438698f3a09a6c6f8e6c81f75b6… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.