TOWN OF CHEEKTOWAGA
Charter #23717 · CHEEKTOWAGA, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,483 sits at the 16th percentile of structural peers — worth a closer look.
- Net worth ratio of 16.96% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.29% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.77% sits at the 15th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TOWN OF CHEEKTOWAGA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $37.80M | 78th pct | 59th pct |
| Members | 1,483 | 24th pct | 16th pct |
| Net worth ratio | 16.96% | 71th pct | 80th pct |
| Return on average assets | 1.29% | 79th pct | 79th pct |
| Net interest margin | 2.77% | 11th pct | 15th pct |
| Cost of funds | 0.81% | 48th pct | 57th pct |
| Loan-to-share | 41.33% | 23th pct | 26th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.07% | 44th pct | 43th pct |
| Loan growth YoY | -1.47% | 58th pct | 59th pct |
| Share growth YoY | 0.83% | 34th pct | 38th pct |
| Efficiency ratio | 59.58% | 11th pct | 11th pct |
structural peer set hash: 7d79d54e91ab5ccc7cccd25703eeaecb… (reproducible)
Closest structural peers
This is the free public view
Claim TOWN OF CHEEKTOWAGA
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.