CHHE
Charter #23545 · Huntington, WV · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,079 ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.19% sits at the 20th percentile of structural peers — worth a closer look.
- Return on average assets of 0.34% sits at the 21st percentile of structural peers — worth a closer look.
- Net interest margin of 4.37% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.97% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CHHE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $33.47M | 69th pct | 70th pct |
| Members | 4,079 | 92th pct | 84th pct |
| Net worth ratio | 9.19% | 12th pct | 20th pct |
| Return on average assets | 0.34% | 33th pct | 21th pct |
| Net interest margin | 4.37% | 74th pct | 82th pct |
| Cost of funds | 0.99% | 58th pct | 61th pct |
| Loan-to-share | 51.21% | 40th pct | 44th pct |
| Delinquency 60+ days | 0.69% | 55th pct | 56th pct |
| Net charge-off ratio | 1.97% | 94th pct | 95th pct |
| Loan growth YoY | 2.74% | 85th pct | 82th pct |
| Share growth YoY | 11.54% | 97th pct | 93th pct |
| Efficiency ratio | 79.12% | 47th pct | 51th pct |
structural peer set hash: 9fb24d98308b3007fbbb92716e7b6308… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.