RICHLAND PARISH SCHOOLS
Charter #22785 · Rayville, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 131 sits at the 15th percentile of structural peers — worth a closer look.
- Net worth ratio of 30.56% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 5.16% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 6.35% sits at the 84th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.46% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RICHLAND PARISH SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 593,446 | 11th pct | 20th pct |
| Members | 131 | 7th pct | 15th pct |
| Net worth ratio | 30.56% | 86th pct | 77th pct |
| Return on average assets | 5.16% | 99th pct | 97th pct |
| Net interest margin | 4.48% | 64th pct | 62th pct |
| Cost of funds | 0.10% | 21th pct | 30th pct |
| Loan-to-share | 45.07% | 35th pct | 66th pct |
| Delinquency 60+ days | 6.35% | 90th pct | 84th pct |
| Net charge-off ratio | -0.46% | 7th pct | 13th pct |
| Loan growth YoY | -12.00% | 21th pct | 25th pct |
| Share growth YoY | 9.10% | 92th pct | 90th pct |
| Efficiency ratio | 101.57% | 74th pct | 66th pct |
structural peer set hash: fbab2184dd9ac140c6581314c1dae7bb… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.