SUNWEST
Charter #2226 · Glendale, AZ · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.20% sits at the 5th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.27% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 88.16% sits at the 93rd percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 10th percentile but its structural peers at the 48th — a 38-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SUNWEST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $530.38M | 10th pct | 48th pct |
| Members | 43,450 | 54th pct | 56th pct |
| Net worth ratio | 10.82% | 57th pct | 51th pct |
| Return on average assets | 0.20% | 16th pct | 5th pct |
| Net interest margin | 3.95% | 81th pct | 74th pct |
| Cost of funds | 1.48% | 51th pct | 57th pct |
| Loan-to-share | 71.08% | 24th pct | 33th pct |
| Delinquency 60+ days | 0.27% | 19th pct | 8th pct |
| Net charge-off ratio | 0.63% | 70th pct | 57th pct |
| Loan growth YoY | -1.56% | 21th pct | 15th pct |
| Share growth YoY | 2.82% | 33th pct | 23th pct |
| Efficiency ratio | 88.16% | 85th pct | 93th pct |
structural peer set hash: ff9ca7c404ff9951841b5d846a80f9dc… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.