CLEVELAND CHURCH OF CHRIST
Charter #22151 · CLEVELAND, OH · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.26% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 17th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 10th percentile but its structural peers at the 61st — a 51-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CLEVELAND CHURCH OF CHRIST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 362,277 | 6th pct | 43th pct |
| Members | 345 | 29th pct | 74th pct |
| Net worth ratio | 12.26% | 23th pct | 21th pct |
| Return on average assets | -0.27% | 27th pct | 31th pct |
| Net interest margin | 3.85% | 44th pct | 74th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 19.13% | 10th pct | 61th pct |
| Delinquency 60+ days | 0.37% | 38th pct | 53th pct |
| Net charge-off ratio | 0.00% | 22th pct | 17th pct |
| Loan growth YoY | 4.96% | 87th pct | 78th pct |
| Share growth YoY | -4.76% | 18th pct | 33th pct |
| Efficiency ratio | 106.85% | 79th pct | 69th pct |
structural peer set hash: 496fd6ddff54efc1f75e8369b5fbe653… (reproducible)
Closest structural peers
This is the free public view
Claim CLEVELAND CHURCH OF CHRIST
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.