FEDERATION OF GREENE COUNTY EMPL.
Charter #22131 · Eutaw, AL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 22.59% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.20% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 32nd percentile but its structural peers at the 10th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FEDERATION OF GREENE COUNTY EMPL. | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.18M | 32th pct | 10th pct |
| Members | 912 | 78th pct | 62th pct |
| Net worth ratio | 22.59% | 67th pct | 80th pct |
| Return on average assets | 2.20% | 93th pct | 97th pct |
| Net interest margin | 3.74% | 40th pct | 59th pct |
| Cost of funds | 0.29% | 39th pct | 31th pct |
| Loan-to-share | 32.50% | 21th pct | 20th pct |
| Delinquency 60+ days | 0.31% | 37th pct | 48th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | 35.39% | 97th pct | 98th pct |
| Share growth YoY | 21.16% | 99th pct | 98th pct |
| Efficiency ratio | 79.76% | 39th pct | 57th pct |
structural peer set hash: 433ae29aa6e5510f9fbd3c13ec6b207a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.