NORTHWESTERN ENERGY EMPLOYEES
Charter #21609 · BUTTE, MT · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.20% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.11% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 72nd percentile but its structural peers at the 43rd — a 30-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORTHWESTERN ENERGY EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $35.33M | 73th pct | 52th pct |
| Members | 2,889 | 72th pct | 43th pct |
| Net worth ratio | 10.68% | 24th pct | 31th pct |
| Return on average assets | 0.49% | 41th pct | 41th pct |
| Net interest margin | 4.23% | 69th pct | 48th pct |
| Cost of funds | 0.20% | 14th pct | 5th pct |
| Loan-to-share | 86.42% | 91th pct | 84th pct |
| Delinquency 60+ days | 0.11% | 22th pct | 5th pct |
| Net charge-off ratio | 0.64% | 76th pct | 72th pct |
| Loan growth YoY | -1.65% | 56th pct | 30th pct |
| Share growth YoY | 5.15% | 76th pct | 59th pct |
| Efficiency ratio | 87.38% | 68th pct | 69th pct |
structural peer set hash: a9826fa34458527626045b5032be1312… (reproducible)
Closest structural peers
This is the free public view
Claim NORTHWESTERN ENERGY EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.