PRIMEWAY
Charter #2131 · Houston, TX · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.86% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.16% sits at the 16th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.30% sits at the 84th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.82% sits at the 92nd percentile of structural peers — worth a closer look.
- Efficiency ratio of 86.05% sits at the 77th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PRIMEWAY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $731.78M | 54th pct | 30th pct |
| Members | 49,745 | 72th pct | 44th pct |
| Net worth ratio | 12.86% | 80th pct | 77th pct |
| Return on average assets | 0.16% | 13th pct | 16th pct |
| Net interest margin | 3.70% | 67th pct | 70th pct |
| Cost of funds | 2.00% | 81th pct | 66th pct |
| Loan-to-share | 93.95% | 89th pct | 70th pct |
| Delinquency 60+ days | 1.30% | 89th pct | 84th pct |
| Net charge-off ratio | 0.82% | 79th pct | 92th pct |
| Loan growth YoY | 0.45% | 46th pct | 35th pct |
| Share growth YoY | 3.11% | 37th pct | 52th pct |
| Efficiency ratio | 86.05% | 80th pct | 77th pct |
structural peer set hash: 9f3d83f7857e508346890b85f53339f6… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.