METRO REALTORS
Charter #20857 · Melville, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -2.93% sits at the 3rd percentile of structural peers — worth a closer look.
- Net interest margin of 2.35% sits at the 3rd percentile of structural peers — worth a closer look.
- Cost of funds of 1.87% sits at the 84th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.81% sits at the 87th percentile of structural peers — worth a closer look.
- Efficiency ratio of 194.72% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | METRO REALTORS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.12M | 5th pct | 13th pct |
| Members | 1,599 | 28th pct | 44th pct |
| Net worth ratio | 10.03% | 19th pct | 31th pct |
| Return on average assets | -2.93% | 2th pct | 3th pct |
| Net interest margin | 2.35% | 4th pct | 3th pct |
| Cost of funds | 1.87% | 87th pct | 84th pct |
| Loan-to-share | 82.06% | 86th pct | 66th pct |
| Delinquency 60+ days | 0.66% | 53th pct | 43th pct |
| Net charge-off ratio | 0.81% | 81th pct | 87th pct |
| Loan growth YoY | -11.02% | 5th pct | 2th pct |
| Share growth YoY | -2.54% | 11th pct | 18th pct |
| Efficiency ratio | 194.72% | 100th pct | 97th pct |
structural peer set hash: 041938bc9b73d4f0e39d6162c5246b17… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.